Guides and Tools

  • 29 May 2023

    Can I Refinance my Student Loan Without a Cosigner?

    Refinancing student loans has a number of appealing benefits, including lowering your interest rate and reducing the amount of interest you pay on your education debt. However, it can be difficult to qualify for…

  • Five Things to Consider When Refinancing a Student Loan

    If you borrowed student loans to attend college in the United States, you might be stuck with expensive interest rates and high monthly payments. Fortunately, there is a way to reduce your rates and…

  • Seven Helpful Scholarships for Women in Engineering

    Women in science, technology, engineering, and mathematics (STEM) fields continue to be underrepresented, even in the 21st century. In an effort to address this problem, there are a number of organizations offering scholarships for…

  • Scholarships and Grants for DACA Students

    If you’re an undocumented or DACA (Deferred Action for Childhood Arrivals) student, you might be trying to figure out how to cover the costs of college. While educational costs can be daunting, you may…

  • MBA Loans for International Students

    Although earning your Master of Business Administration (MBA) can lead to lucrative career opportunities, you’ll first need to figure out a way to pay for your degree. The average cost of an MBA program…

  • 17 April 2023

    Working in Canada as an International Student

    As an international student in Canada, you may be eligible to work for up to 20 hours per week on- or off-campus. In fact, a recent law allows international students who are already in…

  • What is an I-20?

    International students in the U.S. will need an I-20 to begin the immigration process. Find out what it is and how to get one.

  • Costs to Consider When Studying in Canada

    Canada is an increasingly popular destination for international students looking to continue their studies. In fact, Canada received nearly 450,000 new study permits in 2021, breaking the previous record.  That figure is no surprise…

  • Funding in Canada for International Students

    Canada is an appealing country for international students looking to study abroad. It has many prestigious schools, including the University of Toronto, which was in the top 20 in U.S. News’ ranking of the…

  • 4 April 2023

    How do international students financially survive in the USA?

    Leaving your home country to study in the U.S. is a massive commitment. On top of adjusting to a new culture and surroundings as an international student, you must also ensure that you can…

  • Can an International Student Apply for Federal Financial Aid?

    You’ve likely heard that filling out the Free Application for Federal Student Aid (FAFSA) is a crucial first step to qualifying for financial aid, but what if you’re an international student? Federal aid, including…

  • 28 March 2023

    How do student loans and financial aid differ?

    Paying for a U.S. education can be expensive. This is why many domestic and international students seek financial help for their higher education costs.  This kind of help is called financial aid. As you…

  • 15 March 2023

    Education Loan Guidelines for International Students

    Studying at a U.S. college or university can be an amazing and fulfilling experience. However, it can also be a costly one. One common source of funding that international students rely on is an…

  • 14 March 2023

    How to Open a Bank Account When Studying in the U.S.

    Nearly 82% of households have bank accounts in the U.S., according to the FDIC. If you’re planning to study in the U.S. as an international student, it’s a good idea to look into opening…

  • Getting an Education Loan in the USA as an Indian Student

    As an Indian student looking to earn your degree in the United States, you might be wondering if you have enough money to fund your education abroad. Maybe you have some of your own…

  • What Are STEM Scholarship Programs?

    Majoring in a STEM subject (science, technology, engineering, or mathematics) could make you a competitive candidate for high-paying jobs after graduation. It might also make you eligible for a STEM scholarship.   So, what is…

  • 13 March 2023

    How to Succeed On-The-Job at an American Firm

    This is the final piece in a 4-part series about how Indians can better position themselves to interview and secure employment at an American firm. To read about how to interview at an American…

  • How to Interview at an American Firm

    This is the third piece in a 4-part series about how Indians can better position themselves to interview and secure employment at an American firm. To read about how to format your resume for…

  • How to Write a Resume for an American Firm

    This is the second piece in a 4-part series about how Indians can better position themselves to earn an interview and secure employment at an American firm. To read about why Indians love working…

  • Why Indians Love Working for American Firms

    This is the first piece in a 4-part series about how Indians can better position themselves to earn an interview and secure employment at an American firm American firms are increasingly hiring in India….

  • 1 March 2023

    What Type of Student Loans Are Available to International Students?

    Each year, more than a million international students come to the U.S. to pursue a college education. According to SEVP, in 2021 international students in the U.S. came from 225 countries and pursued over…

  • Completing an International Student Loan Application: Five Tips for Success

    Students from all over the world come to the United States to study. In fact, the U.S. Department of State’s Bureau of Educational and Cultural Affairs and the Institute of International Education reported that…

  • What to Do When Your Student Visa Approval is Delayed

    A visa will be needed to begin your studies abroad, but what happens when you face an approval delay? We have some information to help you out.

  • 10 February 2023

    When to Apply for an International Student Loan

    Applying for college in the United States involves a lot of moving parts. Not only do you have to keep track of enrollment and visa deadlines, but you may also need to take out…

  • 31 January 2023

    Top Loan Terms Every Parent Should Know

    If your child is planning on studying in the U.S. (or in Canada), they might be searching for international student loans to cover their cost of attendance. Navigating the borrowing process can be confusing,…

  • 28 December 2022

    Can I afford to study in the United States?

    The cost of college can be expensive. But factors like public versus private schools, student loans, scholarships, and grants make it more accessible.

  • 27 December 2022

    How do international students get funding?

    American colleges are not just for American students. Like students from the U.S. who study abroad, students from all across the world come to the United States for an education. And the cost isn’t…

  • 5 Reasons to Open a U.S. Bank Account When Studying in America

    From safety and flexibility to building credit, learn more about why opening a U.S. bank account while you’re studying abroad is beneficial for international students.

  • How Partial Scholarships to Study in the U.S. Help in a Big Way

    Finding full scholarships to study in the U.S. might seem like the easiest way to fund your way through school, but these are highly competitive, so you should explore partial scholarships as well. There…

  • Can International Students Apply for a Loan?

    Pursuing higher education in the U.S. can be a rewarding experience, but it may come with hefty tuition costs. To cover the costs of your education, you might consider an international student loan. You…

  • How Do International Students Get a Student Loan?

    Earning your degree in the United States can be an exciting and fulfilling adventure, but first you’ll need to figure out how to pay for it. If you’re in need of funding, consider borrowing…

  • 28 November 2022

    Things to Know About Your Lender

    Whether you plan to study in the U.S. for a single semester or intend to complete your degree in the U.S., be prepared for high tuition fees. The average cost of tuition and fees…

  • Can International Students Get a Loan Without a Cosigner?

    If you’re one of the million international students studying in the USA, you might be worried about how to finance the rest of your education. Schools in the USA can be expensive, and international…

  • 31 October 2022

    How Student Loans Work: Tips for First-Time International Borrowers

    Taking out a student loan to attend college or graduate school in the U.S. is a big financial decision. You’ll be paying back your loans for years to come, so it’s important to compare…

  • 28 October 2022

    International Student Loan FAQ: Your Questions About Student Loans, Answered

    Navigating the complex world of student loans as an international student can be confusing, especially if you’re the first person in your family to study in the U.S. Chances are, you have a lot…

  • 25 October 2022

    How to Get a Student Loan for Upcoming Semesters in the U.S.

    While a college education in the U.S. can open the door to new opportunities, it often comes with a hefty price tag. During the 2021 to 2022 school year, the average annual cost of…

  • 6 September 2022

    Student Resources from our Partners at InternationalStudent.com

    Preparing for international study isn’t just about financing and applications. You also need to make sure you’re ready for life in a whole new country (or continent!). Everyone knows the importance of studying and…

  • 14 June 2022

    What Does Your Loan Offer Mean? Get Answers!

    If you received your MPOWER loan offer, also known as a Private Education Loan Approval Disclosure, don’t let it sit without a response. Your loan can’t be funded without your acceptance. We want to…

  • 31 May 2022

    5 Reasons to Refinance Your International Student Loans

    Paying back student loans is challenging, especially if you’re living in the United States and making payments to a bank in another country. By refinancing your international student loans with a U.S.-based lender, you…

  • 7 Ways to Pay Back Your Student Loans Faster as an International Student

    While student loans can be a useful tool for paying for college in the United States, they can become a major financial burden after you graduate. If you’re ready to get that monthly student…

  • Student loans for indian students
    26 November 2021

    International Student Loans for Indian Students

    Approximately 200,000 students from India pursue higher educational opportunities in the United States. Unfortunately, the high price of American degrees can often be cost-prohibitive to many international students. However, this doesn’t mean that your…

  • 27 October 2021

    Maintaining Your Student Visa As a Current Student

    Keeping your visa status while you’re studying in the U.S. isn’t always as simple as it seems. Here’s what you need to do to keep your visa in good standing.

  • Referral program
    26 October 2021

    A referral program that works!

    Introducing the MPOWER Referral Program. Whether you want to introduce your friends to our education loan or you’re here to make some extra cash, the MPOWER referral program lets you achieve both. The best…

  • The Best Bet
    5 July 2021

    A guide to education loans in the USA for Indian students

    Our lives would be so much simpler if we could snap our fingers and propel ourselves down a dream career path. By getting a higher education, though, we’re halfway there. But for hundreds of…

  • MPW_FAQ
    15 March 2021

    MPOWER Financing’s Top FAQs

    Applying for a loan can be complicated–but MPOWER is here to make the process as seamless as possible. We’ve recently received a few questions about our no-cosigner, no-collateral student loans. In addition to our…

  • 12+ Resume Dos and Dont's
    8 December 2020

    12+ Resume Dos and Dont’s | Resume Tips

    Your resume is the most important document in your job search process! Here’s how to make it stand out and help you secure an interview.

  • How to Apply to U.S. Universities

    How to Apply to U.S. Universities

    As an international student, you are likely to have questions about how to apply to study abroad in the U.S. It can be confusing to follow the procedures if you’re not familiar with them….

  • Guide to Applying to University in Canada
    13 October 2020

    Applying to Canadian Universities? Things To Know

    How to Apply to Canadian Universities 1. Introduction about “studying in canada”  Choosing to study abroad is an important life decision that can change your future. Studying in Canada could be the right choice…

  • US & Canada Student Visa and Immigration Updates: Sep 2020
    30 September 2020

    US & Canada Student Visa and Immigration Updates: Sep 2020

    US & Canada Student Visa and Immigration Updates: September 2020 This month’s resources are all about immigration! If you missed our September newsletter, check out the resources below for all you need to know…

  • 8 April 2022

    Events

    Live Events: Join Us for Our Next Q&A Knowledge is power. We’ll get you set up for success!   MPOWER’s live Q&A webinars are your chance to ask us anything. Join us on Zoom to…

  • Webinars for International Students in the U.S. & Canada
    5 August 2020

    Webinars for International Students in the U.S. & Canada

    Want to know more about our loans or have any specific questions about your application? Our team regularly hosts information sessions to connect with you and answer queries.  Check out the list below for…

  • International-Student’s-Guide-to-the-US-Healthcare-System
    15 June 2020

    International Student’s Guide to the US Healthcare System

    The United States has a unique healthcare system that is unlike any other around the world. There is no nationalized or universal healthcare that many international students are used to back home. Instead, the United States relies on individuals to have their own private health insurance plan – otherwise, they will be responsible for paying their medical expenses out of pocket.

  • Fixed- or Variable-Interest Rate
    8 October 2019

    Fixed- or Variable-Interest Rate Student Loan: Which One Should You Choose?

    We know financial topics can be confusing, with terms and consequences you may not understand. Whether you’re a student or parent, looking for a loan to cover costs now or in a few months, we’re here to help you by clarifying the differences between fixed-rate and variable-rate loans. But we’ll let you decide which option is the best for you!

  • networking
    24 May 2019

    The True Goal of Networking

    Networking is a great way to find potential jobs and build your professional community in the U.S. Read our top tips for successful networking.

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